Harnham - Data & Analytics Recruitment
Credit Risk Manager
Credit Risk Manager at Harnham - Data & Analytics Recruitment, based in London, South East England, paying £74,000 - £120,000 per annum. This is a permanent role.
- Pay
- £74,000 - £120,000 per annum
- Hours and contract
- Permanent · On site
- Location
- London, South East England
- Closing date
- Sector
- Credit Control
About 159% above the going rate for credit control
Reference 57459698
About the role
CREDIT RISK MANAGER
£74,000- 120,000
LONDON
This is an opportunity to join one of the UK's most successful and fast-growing fintech businesses as they continue to scale their credit card portfolio. You'll play a key role in shaping credit strategy, using data-driven insights to influence business decisions and drive portfolio performance within a highly analytical and collaborative environment.
THE COMPANY
THE ROLE
- Develop and enhance credit strategies across a growing credit card portfolio
- Use Python and SQL to analyse customer behaviour, portfolio performance, and lending outcomes
- Generate data-driven insights to support acquisition, underwriting, pricing, and credit limit decisions
- Collaborate with data science, product, and engineering teams to implement new strategies and models
- Monitor portfolio performance and identify opportunities to improve risk and commercial outcomes
- Assess the impact of external economic factors on credit performance and lending strategy
- Take ownership of key initiatives and make a measurable impact on business growth from day one
YOUR SKILLS AND EXPERIENCE
- Strong commercial experience within credit risk, lending, or consumer finance
- Proven experience developing and implementing credit card strategies
- Strong coding capability with Python and SQL used in a commercial environment
- Experience analysing large datasets and translating findings into business recommendations
- Knowledge of portfolio management, underwriting, pricing, or credit risk optimisation
- Strong problem-solving skills with the ability to challenge assumptions and identify opportunities for improvement
- Experience working within a fast-paced analytical environment is beneficial
SALARY AND BENEFITS
- Competitive salary based on experience
- Performance-related bonus
- Equity participation scheme
- Private health insurance
- Hybrid working model with flexibility to work from home
- Complimentary lunches in the office
- Pension scheme
- Opportunity to join a high-growth fintech business and accelerate your career progression
HOW TO APPLY
Reference: 57459698 · Posted 3 days ago · Closes 25 Nov 2026 · Listed via Harnham - Data & Analytics Recruitment
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