Mortgage Arrears Specialist

ULTIMATE BANKING LIMITED · Sale, North West

Mortgage Arrears Specialist at ULTIMATE BANKING LIMITED, based in Sale, North West, paying £35,000 per annum. This is a permanent role with hybrid working.

Salary
£35,000 per annum
Location
Sale, North West · Hybrid
Contract
Permanent
Posted
5 days ago
Closes
17 Oct 2026

Reference https://www.ultimatebanking.co.uk/job/mortgage-arrears-specialist-2393.aspx

About the role

Mortgage Arrears Specialist

Leicestershire area/Hybrid

Up to £35k

Do you want to work in a customer focussed environment, building relationships with customers, and offer a first-class service?

Our client is a mortgage and savings specialist, and they have a fantastic opportunity for experienced arrears professional, to join their servicing team.

The role will be focussing on speaking to customers who have found themselves in financial difficulty and coming to a resolution that benefits both the customer and our client. The role will also gain you exposure to more complex lending/arrears, such as commercial portfolios and interest only lending, as our client is happy to train the successful individual in these areas.

Duties will include:

  • Rehabilitation of customers to reduce the number of Recoveries/Repossessions.
  • To ensure efficient processes and procedures are in place to monitor and address mortgage arrears and forbearance.
  • To ensure there are monitoring processes and control on interest only mortgage repayment strategies (including commercial loans)
  • To ensure there are monitoring processes and control on mortgages due to expire and those have expired.
  • To identity, pay attention and adapt to the needs of customers and colleagues with characteristics of vulnerability
  • Quality of book – Identify areas of potential risk through gap analysis
  • Liaise with Solicitors and Estate Agents with regards to repossessing a property taking the process through to sale completion

The successful candidate will possess:

  • Previous Mortgage Arrears experience.
  • Confident approach to speaking with customers regarding their financial difficulties.
  • Experience with more specialised lending would be highly desirable.

Along with a competitive salary, our client offers a hybrid approach to the working week, with 2 days on site and the remainder working remotely. Fantastic employee benefits too!

If this sounds like your next role, we would love to hear from you.

Reference: https://www.ultimatebanking.co.uk/job/mortgage-arrears-specialist-2393.aspx · Posted 5 days ago · Closes 17 Oct 2026 · Listed via ULTIMATE BANKING LIMITED

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